AUTOMOBILE INSURANCE REQUIREMENTS

・All renters and authorized drivers are required to have valid automobile liability insurance for the entire rental period.

・Insurance coverage must be verified before the rental vehicle can be released. Sakura reserves the right to refuse vehicle rental to any person who does not have verifiable insurance coverage.

・If you have your own automobile insurance, please provide your insurance information at the rental counter. Your own automobile insurance, credit card, or travel insurance policy may provide coverage for rental vehicles. Sakura is not qualified or authorized to evaluate the adequacy of your existing insurance. You should consult with your insurer or credit card issuer to determine the scope of insurance coverage, including the amount of the deductible, if any, for which you are liable.

 

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THIRD-PARTY INSURANCE OPTIONS

・Sakura Rent-a-Car does not sell automobile insurance.

・If you do not have your own automobile insurance, Sakura can refer you to a third-party insurance provider or assist you in obtaining insurance. You may buy insurance from any company you want, but it must cover rental vehicles.

・Insurance products and availability vary depending on the type of vehicle you rent.

 

CARS AND PASSENGER VANS UP TO 8 PASSENGERS

The following insurance products are currently available through Bonzah, a third-party insurance provider.

 

Renter’s Contingent Liability Insurance (RCLI)

Minimum of $20.18 per 24 hours

Primary State Minimum Liability Insurance – California; Provides primary automobile liability coverage up to California’s minimum liability limits.

Coverage:

・Bodily Injury – Per Person: $30,000

・Bodily Injury – Aggregate: $60,000

・Property Damage: $15,000

RCLI provides liability protection for bodily injury or property damage to third parties. It does not provide coverage for damage to the rental vehicle itself, which renters are still liable for.

All coverage is subject to the terms, conditions, limitations, and exclusions of the applicable insurance policy provided by the insurance company.

 

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Supplemental Liability Insurance (SLI)

Minimum of $20.18 per 24 hours

Provides additional liability protection above the applicable primary liability coverage.

Coverage:

・Bodily Injury – Per Person: Up to $100,000

・Bodily Injury – Aggregate: Up to $500,000 in total

・Property Damage: Additional $10,000

SLI is supplemental coverage and is not a standalone primary liability policy, therefore you must also have primary automobile coverage.

All coverage is subject to the terms, conditions, limitations, and exclusions of the applicable insurance policy provided by the insurance company.

 

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Personal Accident / Personal Effects Insurance (PAI/PEI)

Minimum of $6.90 per 24 hours

Provides certain accident, medical, and personal effects benefits.

Coverage:

・Renter – Accidental Loss of Life: Up to $50,000

・Passenger – Accidental Loss of Life: Up to $5,000

・Accidental Medical Expense: Up to $1,000

・Personal Effects Coverage: Up to $500 (Up to a $25 deductible applies to Personal Effects Coverage.)

All coverage is subject to the terms, conditions, limitations, and exclusions of the applicable insurance policy provided by the insurance company.

 

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VEHICLES SEATING 9 OR MORE PASSENGERS and CARGO VANS

Insurance procedures for vehicles seating 9 or more passengers and cargo vans are different from those described above. Please contact Sakura Rent-a-Car for current insurance information and requirements.

 

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COLLISION DAMAGE WAIVER (CDW)

Collision Damage Waiver is offered directly by Sakura Rent-a-Car and is not insurance.

When you purchase Collision Damage Waiver, you will not be held responsible for damage to the rental car in the event of an accident subject to certain limitations, conditions, and exclusions stated in the rental contract. Collision Damage Waiver is not insurance and does not cover liability for injury to third parties or passengers or property damage.

Please refer to your Rental Agreement for applicable terms, conditions, limitations, and exclusions.

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IMPORTANT INFORMATION

・All insurance and damage waiver products listed on this page are subject to the terms of the applicable insurance policy or rental contract, and limitations and exclusions apply to each of them; this page provides general information only and is not binding on Sakura or any insurer.

・All insurance and damage waiver products listed on this page may not be available to be purchased or selected at the time of rental and are subject to availability at the time of rental.

・Your own automobile insurance, credit card, or travel insurance policy may provide coverage for rental vehicles.

Third-party insurance premiums, coverage limits, terms, and availability are subject to change. Current coverage and premium information will be confirmed at the time insurance is obtained.